Georgia requires insurers to maintain policy records for at least:

Insurers in Georgia are required to maintain policy records for at least five years. This regulation ensures that sufficient documentation is available for both regulatory oversight and policyholder inquiries. Retaining records for this duration helps in addressing any potential disputes regarding claims, policy provisions, or other important matters that may arise during the life of the insurance policy. By maintaining these records, insurance companies can provide better service to their policyholders and comply with state regulations, which aim to protect consumers and ensure fair practices within the industry. Keeping records for a span of five years strikes a balance between sufficient retention for operational purposes and the practicality of managing storage and data resources efficiently.