Under Georgia law, the penalty for acting as an insurance producer without a license is:

In Georgia, the law clearly stipulates that acting as an insurance producer without a valid license is a serious offense. The correct option indicates that the penalty includes not just a fine of $1,000, but also the possibility of imprisonment. This dual consequence underscores the state's commitment to regulating the insurance industry and ensuring that only licensed individuals operate in this capacity. The potential for imprisonment alongside a hefty fine reflects the seriousness of operating without the necessary credentials, as this can put consumers at risk and undermine the integrity of the insurance system.

This comprehensive approach to penalties serves as a deterrent for individuals considering unlicensed activities in the insurance domain, promoting compliance with licensing requirements to protect both the public and the industry.