What is the primary responsibility of a life insurance agent?

The primary responsibility of a life insurance agent is to sell and service life insurance policies for an insurance company. This entails not only selling policies to individuals or groups based on their needs but also servicing those policies by helping clients with changes or questions they may have after purchase. Agents play a crucial role in educating clients about different types of life insurance products, helping them understand the terms and benefits, and ensuring that they make informed decisions that align with their financial goals and needs.

While providing financial investment advice, analyzing market trends, and auditing claims can be aspects of the broader insurance industry, they are not the core duties of a life insurance agent. Their main focus remains centered on successfully placing life insurance coverage and building ongoing relationships with their clients to manage their life insurance needs effectively.